Our Services

Refinance

Save money by taking advantage of the lowest rates available. Mortgage Capital of MN can help homeowners refinance an existing mortgage to reduce their monthly payments.

Debt Consolidation

Whether you need to pay off high-interest credit cards, put your kids through college, or just need cash now, we assist to consolidate debt and reach your goals.

Construction Management

Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, Mortgage Capital can help!

Electronic Disclosures

We make the process of getting approved for a loan easy by allowing you do view and approve documents electronically. You can sign documents right from your computer of mobile app.

Rapid Responses

In this fast moving world, we pride ourselves on being available for our clients when it is convenient for the client. At Mortgage Capital, we make ourselves available when it works for our clients. You will have direct access to your personalized loan officer throughout the mortgage process.

Loan Program Identification

All loan products are not created equal. We are experts in identifying the loan that make the most sense based on the current situation and future goals of our client. Down payments, interest rates, closing costs, and future plans are all important to consider when choosing your loan. We make sure we get you into the loan that is best for you.

OUR MORTGAGE CONSULTANTS

Our Products

Testimonials

We are dedicated to providing our clients with a wide variety of mortgage solutions to meet their specific financial needs.

Whether you are a first-time buyer looking to purchase a starter home, or you are an experienced buyer looking to relocate to a new home or vacation property, our mortgage consultants are here to help. Are you struggling with debt or looking to refinance? We offer low interest rates on a variety of loans, including FHA, USDA, VA, Jumbo Financing and more.

We are licensed in Minnesota, South Dakota and Wisconsin, headquartered in Maple Grove, MN with loan officers located throughout the territories we serve including the Twin Cities Metro Area, Western Wisconsin, and Eastern South Dakota.

Susan Ancel
Blaine Merritt
Operations Manager/Loan Officer

NMLS #: 808546 MN, SD

Bio

Blaine Merritt works as the Operations Manager for Mortgage Capital while doubling as a licensed loan officer assisting clients in Western Minnesota and Eastern South Dakota. He lives in Canby, MN where Mortgage Capital has an out-state office.

“Let’s get started! Whether you’re a first time home buyer or an experienced homeowner, give us a call. Together we will find the perfect purchasing or refinancing product for you!”

Grant Holthus
Mortgage Consultant

NMLS #: 1527428

Bio

Grant’s career as a mortgage consultant started in 2003. Grant and his wife Tara have lived in Maple Grove for 20 years where they have raised there daughter Bree. Grant grew up playing football in Owotonna with his twin brother and farming with their grandpa.

Grant has many hats but his love for helping his clients achieve the best mortgage customized to them and treating everyone like family will always feel like his purpose. Grant began working for Capital Mortgage of MN in 2017. Grants favorite things to do are traveling and boating with his family.

Dan Sitek
Senior Loan Officer

NMLS #: 218241 – MN

Bio

Dan Sitek is a Senior Mortgage Consultant and specializes in all aspects of home financing. He joined the company in August 2011 and has over 17 years’ experience in the industry. He is a 2000 graduate from Minnesota State University-Mankato.

Dan resides in Wayzata with his wife Alanna and their two son’s Hudson and Finnley.

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Timothy Emerson
Mortgage Loan Officer

NMLS #: 913588

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Supplement your retirement income by utilizing the equity you already have in your home

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Home Ready

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Home Possible

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Create flexibility while taking advantage of the lowest rates by qualifying for an interest only payment program.

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Borrow against the equity in your home with a home equity line of credit to finish that special project or pay that short term bill.

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We can help guide you through the construction loan process from start to finish.

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VA Loans

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Adjustable rate mortgages can allow you to keep more of your money in the short-term as you build toward your financial goals

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Take advantage of the USDA program to get a 0% down loan in qualifying rural counties.

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Get the best rates available by utilizing a down payment as low as 3%.

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For the loans that exceed the conventional limits.

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Utilize the FHA program for a lower down payment and required credit scores as low as 580.

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Utilize this unique program to take advantage of the money you have sitting in your account www.aiosim.com

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First Time Homebuyers

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