justin burckhardt


Justin Burckhardt is President of Mortgage Capital of MN. He founded the company in October 1999, after attending Minnesota State University- Mankato and graduating from South Central College – Mankato with an Associate Degree in Business and Marketing.

Integrity is the cornerstone of his business. He believes a mortgage should be about building relationships and helping his customers find the home loan that’s right for them. Justin takes a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals.

Justin has been a homeowner since 1999 and now resides in Ramsey, MN with his wife Lisa and their daughter Hayden. He enjoys spending time with his family, golfing and is an avid sports enthusiast.

NMLS #  324010 Licensed in Minnesota

“My mission is to help you find the home loan that’s right for you. I appreciate the opportunity to help manage your mortgage needs not just today, but for a lifetime.”

Our Services


Save money by taking advantage of the lowest rates available. Mortgage Capital of MN can help homeowners refinance an existing mortgage to reduce their monthly payments.

Debt Consolidation

Whether you need to pay off high-interest credit cards, put your kids through college, or just need cash now, we assist to consolidate debt and reach your goals.

Construction Management

Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, Mortgage Capital can help!

Electronic Disclosures

We make the process of getting approved for a loan easy by allowing you do view and approve documents electronically. You can sign documents right from your computer of mobile app.

Rapid Responses

In this fast moving world, we pride ourselves on being available for our clients when it is convenient for the client. At Mortgage Capital, we make ourselves available when it works for our clients. You will have direct access to your personalized loan officer throughout the mortgage process.

Loan Program Identification

All loan products are not created equal. We are experts in identifying the loan that make the most sense based on the current situation and future goals of our client. Down payments, interest rates, closing costs, and future plans are all important to consider when choosing your loan. We make sure we get you into the loan that is best for you.

Our Products