deb baldwin

DEBRA BALDWIN

763-443-4147

I am a Mortgage Loan Originator, specializing in purchase, refinance and construction financing. Whether you are a first time buyer, selling and buying another home or looking to buy a second or vacation home I am here to educate you at preapproval, through processing and to closing.  I have been in the business for 25 years, at Mortgage Capital since February 2011, a homeowner since 1983.  I am married with 3 children and value family time.

“25 years of experience makes the difference.”

Our Services

Refinance

Save money by taking advantage of the lowest rates available. Mortgage Capital of MN can help homeowners refinance an existing mortgage to reduce their monthly payments.

Debt Consolidation

Whether you need to pay off high-interest credit cards, put your kids through college, or just need cash now, we assist to consolidate debt and reach your goals.

Construction Management

Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, Mortgage Capital can help!

Electronic Disclosures

We make the process of getting approved for a loan easy by allowing you do view and approve documents electronically. You can sign documents right from your computer of mobile app.

Rapid Responses

In this fast moving world, we pride ourselves on being available for our clients when it is convenient for the client. At Mortgage Capital, we make ourselves available when it works for our clients. You will have direct access to your personalized loan officer throughout the mortgage process.

Loan Program Identification

All loan products are not created equal. We are experts in identifying the loan that make the most sense based on the current situation and future goals of our client. Down payments, interest rates, closing costs, and future plans are all important to consider when choosing your loan. We make sure we get you into the loan that is best for you.

Our Products

Testimonials