Residential Lending with Integrity

Our team of certified lenders is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding professionals at Mortgage Capital of MN will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. As mortgage experts, we are knowledgeable on all the current products and government backed loan options available. Our name is trusted throughout the mortgage community.

Contact one of our mortgage consultants directly:


Email Justin

Call: 763-420-0282
Ext. 16

Cell: 612-419-2677 
NMLS # 324010


Justin Burckhardt
Justin Burckhardt is President of Mortgage Capital of MN. He founded the company in October 1999, after attending Minnesota State University- Mankato and graduating from South Central College – Mankato with an Associate Degree in Business and Marketing.

Integrity is the cornerstone of his business. He believes a mortgage should be about building relationships and helping his customers find the home loan that's right for them. Justin takes a consultative approach to the home loan process by customizing each home financing solution to help customers achieve their home financial goals.

Justin has been a homeowner since 1999 and now resides in Ramsey, MN with his wife Lisa and their daughter Hayden. He enjoys spending time with his family, golfing and is an avid sports enthusiast.


“My mission is to help you find the home loan that's right for you. I appreciate the opportunity to help manage your mortgage needs not just today, but for a lifetime.”


Email Brent

Call: 763-420-0282
Ext. 19

Cell: 612-812-0320
NMLS # 340490


Brent Merritt

Brent Merritt is a Partner and Senior Mortgage Consultant at Mortgage Capital of MN, specializing in home purchase loans & construction Lending whether it be new home construction or that long awaited home remodel. Brent is an expert in the construction lending process and can walk you through every step of the process. He joined the company in April 2004. He is a 1999 graduate of St John’s University with a degree in Business Management. Brent has been a homeowner since 2000, and now resides in Elk River with his wife Toni and their sons Mason, Bennett & Niles. He enjoys attending local sporting events and traveling with family.



“As your partner in the home financing process, I provide updated market information and a variety of lending programs to meet your individual needs. In addition, I am committed to keep you informed throughout the loan process, and am here to answer questions, explain options, and eliminate hassles and worry along the way.”


Email Dan

Call 763-420-0282
Ext. 22
Cell 612-964-1484
NMLS # 218241


Dan Sitek
Dan Sitek is a Senior Loan Consultant at Mortgage Capital of MN and specializes in all aspects of home financing. He joined the company in August 2011 after working for Summit Mortgage Corporation and has over 16 years experience in the industry. He is a 2000 graduate from Minnesota State University-Mankato. Dan resides in Wayzata with his wife Alanna and their two son’s Hudson and Finnley.


“You must look into other people, as well as at them.”

- Lord Chesterfield


Email Debra

Call 763-420-0282
Ext. 11
Cell 763-443-4147
NMLS # 383088


Debra Baldwin

Debra Baldwin is a Mortgage Loan Specialist at Mortgage Capital of MN, specializing in purchase, refinance and rehab financing. She has been in the business for 25 years. Previously, Debra worked at Prestige Mortgage, LLC. A homeowner since 1983, she currently resides in St. Michael with her husband and three children. She enjoys family time.


“25 years of experience makes the difference.”



Email Mark

Call: 651-226-1862
Fax: 651-203-3516

NMLS # 385492


Mark Miller




Email Blaine
Call: 605-216-2868

Fax: 763-420-0283
NMLS # 808546


Blaine Merritt
Blaine Merritt is a mortgage loan specialist at Mortgage Capital of MN. He has an MBA from the University of Sioux Falls and currently resides in Canby, MN with his wife Brook and two children. Blaine specializes in home purchase loans and refinancing and is also licensed in South Dakota.


“Let’s get started! Whether you’re a first time home buyer or an experienced homeowner, give me a call. Together we will find the perfect purchasing or refinancing product for you!”


Apply Now

Mortgage capital of MN |763.420.0282 | 9473 Garland Lane N, Maple Grove, MN 55311
MLS #324257 • An Equal housing lender • licensed in MN, SD & WI

Customer Stories

Sample photo 2

“We cannot thank you enough for your efforts. We feel so blessed to be able to work with someone we can fully trust, who is always looking out for our best interest. Thank you!"


– The Breens